Posted on Dec 14, 2018


The end of 2017 brought about a number of disastrous weather events for homeowners up and down the East Coast and throughout the entire Gulf Coast. According to the National Oceanographic and Atmospheric Administration, 2017 was the costliest year ever for weather and climate disasters in the United States, totaling $306 billion in damages. Hurricanes Harvey, Irma and Maria alone caused over $265 billion in damages, much of which was flood related. According a recent Insurance Information Institute poll, only 12 percent of U.S. homeowners have flood insurance, yet data shared by FEMA suggests that all 50 states have experienced flooding in the past five years. Myths about flood insurance seem to only add to the confusion for homeowners. Here are a few myths about flood insurance, and the facts to debunk them: