Posted on Dec 21, 2018


When suggesting inland marine insurance coverage, you may get a confused response from your clients. Despite the nautical-themed name, inland marine insurance is simply a type of Property Insurance that covers different kinds of movable properties or items that wouldn’t otherwise be covered under a standard property insurance policy. This type of insurance was developed as an offshoot of marine insurance, which was offered as an “all-risk” coverage for cargo back when shipping goods was done mainly by ocean. As technology advanced and shipping and business opportunities moved inland to railroads, and later to trucks, marine insurers adapted their policies to cover inland shipping options as well.